The 5 situations

When you first contact us we work out
what type of financial problems you
have and how we can help. The five
options are as follows:-

1. You rely on state benefits and have no
surplus income even before paying back
any of your debts each month.
2. Your income would be enough to
live on but only if you could get rid of
your monthly loan and credit card
payments. You probably rent and do
not own a home.
3. You own a home but your income is
not enough to repay all your loans and
credit cards each month as well as
your mortgage.
4. You could pay off all your debts given
time or if the interest stopped mounting
up. This may be from your income over
a period of years or from the sale of
your home.
5. Your finances are in a muddle and
you need a loan to consolidate all of
your borrowing into one place at the
lowest possible rate.