How you pay

With any plan we work out with you how
much surplus income you have each
month (as if all your debts have gone).

The surplus needs to be a manageable
and realistic figure that you can stick
to and is not all of your surplus income.
We all have unexpected bills to pay.

We use this surplus to pay your creditors
equally so they get a fair return. This is
better for them than you going bankrupt
because they will probably get nothing.

You pay this monthly amount to us by
standing order just after you are paid.
We manage the payment for your loans
and credit cards out of this money so you
avoid the stress and they do not need to
contact you.